Lost my DINC, Got a new DINC, now what?

Hi,

I lost my DINC and just got my new replacement DINC from the insurance company. So my question is:

1. I hear Froyo should be coming out any day now for my phone on Verizon. When Froyo comes out, will I have to basically end up having to reset my phone to a factory state?

If that's the case, I would wait on installing my apps, and customizing the phone until AFTER I get the Froyo upgrade.

2. How do I go about getting all of the apps that I purchased? If I go back to the Market, will it remember what applications that I have purchased and let me download them again?

Thanks!

A.

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